Alternatives to Hiring a Full-Time Growth Team for Fintechs

December 16, 2025

Fintech

Scaling growth requires talent. But building a full team from scratch takes time and capital. Here’s how fintechs can decide between in-house, agency, or hybrid models.

In-House vs Agency: Detailed Comparison

When In-House Makes Sense

  • You’ve hit predictable growth (£500k+ monthly spend).

  • You need deep analytics or data science.

  • You want full control of creative and data.

When Agencies Win

  • You’re post-Seed or Series A and need traction fast.

  • You value external perspective and experimentation.

  • You need flexible channel management.

Growth Gorilla often partners with in-house teams as a plug-in performance squad. We bring paid media, CRO, and creative testing under one roof.

Explore our services

Hybrid Models

Some fintechs blend both worlds:

  • In-house strategy, agency execution.

  • Agency leads, internal analyst monitors data.

This balance keeps control internal while leveraging external expertise.

Key Takeaways

  • In-house = control, agency = speed.

  • Hybrid = best of both for scaling fintechs.

  • Choose based on growth stage and budget flexibility.

For fintechs aiming to grow efficiently, Growth Gorilla’s Paid Media Services › deliver scalable experimentation without the overhead.

FAQs

When should we move growth in-house?
Once CAC stabilises and budget exceeds £100k/month.

Can agencies handle compliance-heavy sectors?
Yes — specialists like Growth Gorilla work within FCA/FINRA constraints.

How do hybrid models work?
Shared dashboards, weekly syncs, and clear ownership between teams.

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